Mortgage Protection

Mortgage Protection

When taking on a large commitment it is essential to ensure that in the event of an unfortunate change of circumstances those payments can be maintained.

No one knows what the future will hold and if you become unemployed or need to look after a partner, spouse, parent or child full time or you were disabled due to an accident or sickness you may not be able to meet your Mortgage Repayments. Over 70% of people will not qualify for Income Support / ESA and those who do will receive a small percentage of their normal income.

Mortgage payment protection insurance provides protection in the event of Hospitalisation, Accident & Sickness (Disability) and Involuntary Unemployment.

Payment protection insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at

At The Mortgage Store we will recommend suitable protection tailored to your specific needs from a range of the UK’s leading Insurance Companies.

The Mortgage Store - Mortgages Receptionist



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The Mortgage Store (TMS) Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.
Your home may be repossessed if you do not keep up repayments on your mortgage
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www. You may be able to submit a claim through the EU Online Dispute Resolution Platform ( if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.)