Bridging Finance

Bridging Finance

Where funding is required at short notice, maybe a property auction or a purchase under ‘notice of re-possession’, then a short-term ‘Bridging Loan’ may be necessary.

There are now more short term property lenders in the UK than there have ever been, so rates are coming down and terms are becoming more flexible.

Bridging finance, is a financial tool used to raise funds against the value of a property. These funds can be used for any legal purpose, maybe to purchase a property or to raise capital for some other reason.

Bridging finance is primarily for short term purposes – typically one or two months but can be for up to two years. Literally any residential or commercial property which has provable value can be used to secure a bridging loan.

We have access to open and closed bridging schemes through associate companies that will meet this need, while The Mortgage Store arranges longer term funding to replace the ‘bridge’ once the purchase is complete.

Some forms of bridging finance are not regulated by the FCA.

The Mortgage Store - Mortgages Receptionist



Why not Contact us Right now to speak to one of our Friendly Advisors

The Mortgage Store (TMS) Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.
Your home may be repossessed if you do not keep up repayments on your mortgage
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www. You may be able to submit a claim through the EU Online Dispute Resolution Platform ( if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.)